Structured Finance Technology That Puts You in Control
Whether you’re structuring your first transaction or optimizing an established program, our PRoMMiSe® platform and specialized services provide the foundation for confident, compliant, and efficient operations.
Proven Across Asset Classes and Transaction Types
Managing secured funding transactions, securitisations, and covered bond programs requires precision, transparency, and regulatory compliance. Hypoport delivers integrated technology and consultancy services that give you complete oversight of your structured finance operations—from origination through reporting and portfolio management.
Our technology serves the full spectrum of secured funding and structured finance. From residential mortgages to commercial real estate, from auto leases to trade receivables—we transform complex, illiquid portfolios into transparent, investable products. Each transaction type brings unique requirements. Our flexible platform adapts to your specific asset class while maintaining the rigorous standards investors and regulators expect.
Pfandbrief/Covered Bond Solutions
Covered bonds demand continuous compliance monitoring, precise pool management, and transparent reporting. Our platform automates eligibility checks, manages dynamic cover pools, and generates the detailed disclosure investors rely on.
Real-time eligibility monitoring across multiple criteria hierarchies
Automated over-collateralization calculations
German Pfandbrief-specific functionality
Regulatory-compliant investor reporting
Lease Solutions
Auto leases, equipment financing, and operational leases create unique servicing and reporting requirements. Different depreciation schedules, residual value tracking, mileage calculations—the complexity multiplies quickly.
Our platform handles it. Map your lease structures, automate your calculations, and deliver the granular reporting investors and regulators demand. Whether you’re securitising existing portfolios or building an originate-to-distribute program, you get the precision lease ABS requires.
Trade Receivables
Trade receivable programs move fast. Portfolios turn over rapidly, obligors change, and concentration limits need constant monitoring. You need technology that keeps pace.
PRoMMiSe® manages dynamic receivables pools with real-time eligibility checking and automated concentration calculations. When your portfolio changes daily, your platform doesn’t blink—it updates, recalculates, and reports without missing a beat.
Residential Real Estate
Residential mortgage portfolios are the foundation of most covered bond and securitisation programs. Thousands of individual loans, each with unique characteristics—LTV ratios, payment histories, property valuations, prepayment behavior.
We turn that complexity into clarity. Our platform processes loan-level data at scale, tracks performance metrics that matter, and generates the transparent reporting that builds investor confidence. Over 80 portfolios trust our infrastructure for their residential exposures.
Commercial Real Estate
Commercial real estate financing demands different analytics. Larger exposures, property-level cashflows, tenant information, valuation updates—the data requirements are more complex, and the stakes are higher.
Our platform handles commercial portfolios with the same rigor as residential, but with the flexibility commercial requires. Model cashflows at the property level, track concentration by geography or property type, and demonstrate the coverage quality that CRE investors expect.
Consumer Credit
Consumer lending portfolios—personal loans, credit cards, auto loans—bring high volumes and rapid turnover. Origination speed matters, but so does ongoing portfolio management and performance tracking.
Whether you’re funding through securitisation or using consumer portfolios in covered bond programs, our platform scales to volume while maintaining loan-level precision. Automate your eligibility checks, track delinquencies and defaults, and deliver the performance transparency that keeps your programs running.
SRT (Significant Risk Transfer) Solutions
Navigate the complexity of synthetic securitisations with technology built for SRT compliance. Model credit protection structures, calculate risk weights, and demonstrate effective risk transfer to regulatory standards.
Synthetic structure modelling
Risk weight calculations
Regulatory compliance documentation
Performance monitoring and reporting
Pfandbrief/Covered Bond Solutions
Covered bonds demand continuous compliance monitoring, precise pool management, and transparent reporting. Our platform automates eligibility checks, manages dynamic cover pools, and generates the detailed disclosure investors rely on.
Real-time eligibility monitoring across multiple criteria hierarchies
Automated over-collateralization calculations
German Pfandbrief-specific functionality
Regulatory-compliant investor reporting
Lease Solutions
Auto leases, equipment financing, and operational leases create unique servicing and reporting requirements. Different depreciation schedules, residual value tracking, mileage calculations—the complexity multiplies quickly.
Our platform handles it. Map your lease structures, automate your calculations, and deliver the granular reporting investors and regulators demand. Whether you’re securitising existing portfolios or building an originate-to-distribute program, you get the precision lease ABS requires.
Trade Receivables
Trade receivable programs move fast. Portfolios turn over rapidly, obligors change, and concentration limits need constant monitoring. You need technology that keeps pace.
PRoMMiSe® manages dynamic receivables pools with real-time eligibility checking and automated concentration calculations. When your portfolio changes daily, your platform doesn’t blink—it updates, recalculates, and reports without missing a beat.
Residential Real Estate
Residential mortgage portfolios are the foundation of most covered bond and securitisation programs. Thousands of individual loans, each with unique characteristics—LTV ratios, payment histories, property valuations, prepayment behavior.
We turn that complexity into clarity. Our platform processes loan-level data at scale, tracks performance metrics that matter, and generates the transparent reporting that builds investor confidence. Over 80 portfolios trust our infrastructure for their residential exposures.
Commercial Real Estate
Commercial real estate financing demands different analytics. Larger exposures, property-level cashflows, tenant information, valuation updates—the data requirements are more complex, and the stakes are higher.
Our platform handles commercial portfolios with the same rigor as residential, but with the flexibility commercial requires. Model cashflows at the property level, track concentration by geography or property type, and demonstrate the coverage quality that CRE investors expect.
Consumer Credit
Consumer lending portfolios—personal loans, credit cards, auto loans—bring high volumes and rapid turnover. Origination speed matters, but so does ongoing portfolio management and performance tracking.
Whether you’re funding through securitisation or using consumer portfolios in covered bond programs, our platform scales to volume while maintaining loan-level precision. Automate your eligibility checks, track delinquencies and defaults, and deliver the performance transparency that keeps your programs running.
SRT (Significant Risk Transfer) Solutions
Navigate the complexity of synthetic securitisations with technology built for SRT compliance. Model credit protection structures, calculate risk weights, and demonstrate effective risk transfer to regulatory standards.
Synthetic structure modelling
Risk weight calculations
Regulatory compliance documentation
Performance monitoring and reporting
Our experience in Significant Risk Transfer / Synthetic securitisation
transaction 1:
- – Sec. Reg. Disclosure of Annex 4, 12, 14
- – Simple & Transparent
- – Replenishing transaction
- – CRA 3
- – Option to apply hybrid flagging for assets to wards funding (TLTRO) transaction
- – PRoMMiSe reference list is multi-asset (suitable for multiple asset classes )
- – Experience with multiple (simultaneous) transactions in one platform.
- – Public & private structure support
- – Full API Access
- – SSO, Audit Logs, Encryption
transaction 2:
- – Sec. Reg. Disclosure of Annex 4, 12
- – Flexible infrastructure
- – Calculation of Estimated losses and Realised Losses for use in waterfall
- – Flexible slice of each loan
- – FX logic
- – Non worsening logic
transaction 3:
- – Sec. Reg. Disclosure of Annex 4, 12
- – Simple &Transparent
- – Replenishing transaction
- – CRA 3
- – Custom reports
- – Dashboarding
- – Guarantee Transactions with international bank in international setting
- – Synthetic excess spread ledger
- – Integrated ESMA XDS validation and XML converter
transaction 4:
- – Sec. Reg. Disclosure of Annex 3, 12
- – Flexible infrastructure
- – Short communication lines and service desk account
- – Calculation of Estimated losses and Realised Losses for use in waterfall
- – 95% slice of each loan
- – Synthetic Excess Spread Ledger
- – Credit Linked Notes Structure
- – Full Waterfall modelled including potential Reimbursements after Realised Loss