Technology – HYPOPORT

Engineering Solutions for Every Structured Finance Challenge

From covered bonds to complex securitisations, our precision-built technology and expert consultancy services provide the foundation for successful structured finance operations across Europe.

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Your data drives everything. We make it work.

Uploading Data and Our BI Approach

Succes in structured finance depends on data quality. Incomplete loan tapes, inconsistent formats, missing fields—these aren’t minor inconveniences. They’re deal-breakers. Our approach eliminates the chaos:

Smart upload: Upload via SFTP, API, or direct db. Our platform validates on arrival, and flags or blocks issues.

Intelligent mapping: Our flexible mapping engine adapts to your format while ensuring we capture what matters for your transaction.

Built-in BI: Once data lands in PRoMMiSe®, it’s immediately available for processing and analysis. Pre-built dashboards show portfolio health, eligibility status, and performance trends.

Audit trail: Every data load is logged, versioned, and traceable. When auditors ask questions, you have answers.

Built for now. Scaled for tomorrow.

Cloud Native Platform

Legacy systems become anchors. You’re locked into outdated infrastructure, capacity constraints, and endless maintenance cycles. We build PRoMMiSe® cloud-native for the future. That means:

Flexible scale: Your portfolio doubles? Your offer pipeline spikes? The platform scales automatically

Always current: Updates deploy seamlessly. New features arrive without disruption. You’re always running the latest version.

Secure by design: Microsoft Azure infrastructure with enterprise-grade security. SOC 2 Type II controls & DORA compliant.

Internal budget friendly: No on-premise servers to maintain and minimal internal IT footprint.

Reporting isn’t an afterthought—it’s the output that matters most.

Our Approach to Reporting

Investors, regulators, auditors, rating agencies—everyone needs different reports, on different schedules, in different formats. Most platforms force you to choose between flexibility and reliability. We deliver both:

Template library: Standard formats for ECB, ESMA, investor reports, and regulatory filings are built in.

Custom configuration: Your transaction has unique requirements? Configure custom reports without coding such as stratifications and waterfalls.

Automated delivery: Schedule reports to generate and distribute automatically when signed-off by a colleague within the system .

Verification built in: Four-eyes principle on critical inputs, workflow validations, and signed off reports plus all actions are logged.

Complex processes, simplified execution.

Workflow

Monthly closes shouldn’t be stressful. But when you’re coordinating data uploads, running eligibility checks, executing waterfalls, generating reports, and distributing to multiple parties—stress is guaranteed unless your workflow is bulletproof. PRoMMiSe® orchestrates the chaos. The result: monthly closes that happen on time, every time, with confidence.

Step-by-step processes: Monthly routines break into clear, manageable tasks. Each team member knows exactly what they’re responsible for, in what sequence.

Progress tracking: Real-time visibility into where you are in the monthly cycle. Bottlenecks show up immediately—you address them before they cause delays.

Built-in controls: Four-eyes verification on critical steps. Automated validation gates. You can’t accidentally skip essential checks—the platform won’t let you.

Audit-proof: Every action is logged. Every calculation is traceable. When your auditor reviews your monthly process, the documentation is already there.

ProMMiSe Modules

Every stakeholder gets what they need, when they need it.

Reporting Module

The Reporting Module is where complexity becomes clarity. Loan-level data transforms into actionable insights, regulatory submissions, and investor updates. Configure once, generate forever. Whether you’re producing monthly investor reports, quarterly regulatory filings, or ad-hoc analysis for management—the platform handles it. Key capabilities:

European DataWarehouse submissions (ESMA templates built in)

Investor report packages (customizable templates)

Regulatory compliance reports (ECB, national regulators)

Internal analytics dashboards

Stress testing and scenario analysis outputs

Performance attribution reporting

Keep your pools performing, automatically.

Replenishment Module

Static pools deplete. Dynamic pools require constant management. The Replenishment Module automates the complexity of maintaining pool quality while meeting eligibility criteria.

Smart selection

Define your criteria, LTV thresholds, geographic limits, seasoning requirements and the platform identifies qualifying assets automatically.

Optimization algorithms

When you’re selecting from thousands of loans, finding the optimal combination isn’t trivial. Our algorithms maximize pool quality.

What-if scenarios

Model different replenishment strategies before committing. See how different selections impact your pool characteristics and coverage ratios.

Execution tracking

From selection through settlement, track every replenishment action with full audit trail.

Calculate distributions with absolute precision.

Waterfall Module

Waterfall calculations look straightforward in transaction documents. Twenty pages of legal text describing payment priorities, triggers, and reserve mechanisms.

Then reality hits: date calculations, interest accruals, pro-rata splits, sequential payments, trigger breaches, reserve releases—all interdependent, all required to reconcile perfectly. The Waterfall Module eliminates the errors:

Template library

Common waterfall structures configured out-of-the-box. RMBS, ABS, covered bonds, standard payment priorities deploy immediately.

Custom logic

Your transaction has unique trigger mechanisms or payment sequences? Configure them. The platform handles the complexity.

Verification

Input available funds, press calculate, and watch the waterfall execute. Every payment, every allocation, every penny,traced and verified.

Investor transparency

Generate waterfall reports that show exactly how funds flowed. No black boxes, no reconciliation mysteries.

From origination to capital markets—one seamless process.

Originate to Distribute Module

Originate-to-distribute programs demand speed and precision. Loans originate, pools form, transactions execute—all while maintaining eligibility compliance and documentation standards.

This module connects your origination to your funding:

Pipeline management

Track loans from origination through warehouse to securitisation with clear visibility into eligibility, pipeline status, and timing.

Eligibility checking

Automate origination checks to ensure only qualifying assets enter your program, reducing rework and avoiding surprises at pooling.

Pool formation

Assemble pools that match your criteria while supporting rating agency requirements and aligning with investor expectations.

Documentation automation

Generate purchase agreements, pool schedules, and closing documents directly from verified data with speed, accuracy, and control.