Hypoport delivers several highly specialized services in the structured finance industry. These are often related to our software platform PRoMMiSe, but we often deliver consultancy on a stand-alone basis or full scale business process outsourcing.
Throughout the whole process customer satisfaction is what drives us!
New regulations and directives have been game-changers to the financial industry in recent years. Amongst many others calling for a more thorough process surrounding the valuation of certain (mortgage)portfolios and derivatives on a periodic basis. Herein we support issuers in their valuation needs by supplying a solid valuation platform in which they can input their calculation parameters, run cashflow projections and derive market values for their assets (e.g. mortgages) or their liabilities (swap structures related to the securitised portfolio).
Hypoport offers assistance in structuring challenges both on a consultancy and a software level. We help issuers uncover the potential of their balance sheet by using state of the art algorithms that can handle a wide variety of asset classes and complex synthetic structures. Portfolio criteria can easily be configured and “played with” by altering parameter values without experience in programming, with the use of a few simple mouse-clicks.
Rating agencies and legislators increasingly pay more attention to concentration limits to certain exposure categories. PRoMMiSe offers a solution that helps to replenish asset pools by targeted criteria on portfolio and asset level. This enables us to create pools from scratch, effectively replenishing from zero up to a desired target amount.
Our pooling structuring modules allow for (virtual, synthetic or real) “amendments” to existing asset pools. In addition, users are able to actually run stress-tests, valuation, loan tapes and investor reports on these pools.
LBL data services
We provide business process outsourcing (BPO) solutions for issuers to timely and correctly deliver the loan-level data to the European Datawarehouse (EDW). Meaning issuers are alleviated from part of their reporting obligations towards various supervising authorities like DNB, ECB, rating agencies, EDW, acountants, etc.
Find more information on the http://www.loanbyloan.eu/ website.
In recent years we have added a vast amount of analytics services to our product-portfolio.
Firstly, because of an increasing customer-need for real-time insights in their own portfolios and benchmarking against the market. Also see xenogamy and optimizations are taking place between balance sheet management decisions and insights gained from our analytics solutions.
Take a look at the Loan-by-Loan website in which the publicly available but unattractive to analyze ED-data is brought to life for in-depth analyses.
We offer a broad scale of standalone portfolio analyses, for new acquisitioned (mortgage)portfolios or restructuring analyses regarding on- or off-balance in the investment mix or funding setup of established banks and issuers or newcomers to the structured finance market. Combining the experience of our skillful senior analysts with the powerful PRoMMiSe platform, creates a powerful fundament for a thorough portfolio-analyses and/or valuation.
Data checking & cleaning
We provide data checking services by rating the data quality of loan tapes for the European data warehouse and rating agencies. Important insights are provided in terms of whether the data is up to par with the expectations on the receiving end. We also advise on which data quality actions should be taken.
Taking into account the key importance of the secure treatment of privacy related data, we provide data-cleaning tools which provide functions to easily clean (or scramble) the privacy-sensitive data to ensure secure and anonymous further distribution.